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have the right to a free credit report from AnnualCreditReport.com
or 877-322-8228 under federal law.
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Credit Reports and Credit Scores (AnnualCreditReport.com)
Credit Management is paramount to having healthy
credit. Consumers should review their credit once a year for errors
or identity theft. At
one time the Public Interest Research Group conducted a study and
found that up to 70% of the credit reports checked, contained errors!
It is up to you to check and manage your credit. Not checking your
credit is Russian Roulette!
Don't be left in the dark when it's time to
apply for a mortgage or car loan. Most lenders now rely on credit
scores over 700 to give you the best rates. If your credit is
inaccurate, negative or obsolete - you'll pay more - that's a fact.
If you are serious about managing your credit then you owe it to
yourself to protect your credit and keep an eye on it for any changes
not created by you. You can order all three credit reports from
AnnualCreditReport.com free of charge, once a year. The credit reports
are delivered within minutes online. You can add credit scores to
your order for a small fee.