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Identity theft protection and prevention

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Don't wait until you are a victim... PREVENT it!
LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee!

Click here to get a 10% discount.

By now you've heard the stories about Americans whose identities have been stolen. They're not pretty…people working for hundreds of hours over many years to get their lives back in order, kids not getting student loans because someone has already ruined their credit, people losing homes because thieves placed mortgages they never knew existed, even innocent individuals ending up in jail.

Lifelock identity theft preventionLifeLock can keep this from happening to you and they guarantee the service up to $1,000,000. It's different than any other identity theft service you have seen. Other services notify you AFTER a thief has stolen your identity. LifeLock PREVENTS it from ever happening. They're so confident about the service that they guarantee it up to one million dollars!

As proactive credit experts, we really back this program because people don't often realize that once your identity is stolen, it's a nightmare to get it back and fix your credit. This service is only about 10.00 a month and it LOCKS your credit so no one can touch it! Some of you may ask, what about fraud alerts and credit scores. The minimal change in a credit score because of a fraud alert is nothing compared to the damage a stolen identity will cause. Once your credit has been hijacked, you're in for a hellish experience. Dealing with the creditors, collectors and credit bureaus and trying to explain to all of them that the debts incurred are not yours- hell!

This service is what we have been waiting for for people seeking protection from identity thieves or those who feel their credit has been compromised in some way. Whether you are a prior victim of identity theft or going through a divorce and worry about a spouse using your good name, this service will give you absolute peace of mind.

They Guarantee what they do
-They block your credit so that only you can use it.
-They stop pre-approved credit offers.
-They drastically reduce the amount of junk mail you get.
-They ensure that things go smoothly when you apply for credit.

Last, but certainly not least: If your Identity is stolen while you are a client, they are going to do whatever it takes to recover your good name. If you need lawyers, they are going to hire the best they can find. If you need investigators, accountants, case managers, whatever, they’re yours. If you lose money as a result of the theft, they'll give it back to you!

What about the affect on your credit score?
It's a debate in the credit world about how fraud alerts affect your credit score, however, there are several thoughts on this. If you are absolutely sure (and who ever is?) your credit has not been compromised then perhaps you feel the slight impact on your score is not worth it. But for those who are seeking peace of mind about their credit, it's a program worth its weight in gold. If you feel for any reason that your credit or identity has been compromised, then you can't afford not to have this protection. Some people have already fallen victim to ID theft before, and never want to relive the hell of correcting their credit after the damage is done.

Others know they process a lot of transactions using their personal information that may make them vulnerable. Whatever the reason is, the small affect on your credit score is only temporary. Time you would not want to consider an alert would be during a home loan purchase or refinance, or pending a new finance. You can remove the alert if you decide it's not appropriate for you. As a credit expert, I use the service because I know, even though I am very careful, I can still be a victim of ID theft at any time. I shred all documents and am very careful with my personal information, however, thieves only have to get my information ONCE. I have to protect it ALWAYS. The peace of mind I have, is worth it to me- even if it shaves a few points off of my score.

Does it deliver?
I joined LifeLock and have been quite impressed thus far. I received the initial correspondence from them welcoming me and I sat back and waited. About 7 days later I received notification via mail from all three bureaus that my credit had indeed been locked. I then received notice that my name was removed from all junk mail outlets and notice that I had opted out of future offers. I then received notice that all three credit reports were on their way for me to review. Of course, I could have done all that myself, but I have to keep doing it, and for 10.00 a month, I'd rather not. I love that it's guaranteed and I can relax.

Try it now and rest easy for only 10.00 a month!

WHAT SERVICE IS RIGHT FOR ME?

LifeLock stops identity theft before it happens or recover your good name.

All three credit reports can provide with an overall picture of how you stack up plus free credit scores.

Lexington Law can restore your good name and work to improve your credit reports.

Identity Theft FAQ. Have you been a victim. Know warning signs and what to do.

Complete Identity Theft Resource Center. Information on how to deal with and avoid Identity Theft.

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Copyright Carreon & Associates 1995-2012©. Nothing on this site constitutes legal advice. We are not a credit repair law firm. We do not repair your credit for you. This is a self help educational program of DIY credit repair only. By visiting this website, you agree to our terms.
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