Tag Archive for bill collectors

Social Media & Bill Collectors

If you are in debt, not paying your bills or recently had your accounts sent to a collection agency or collection attorney, your social media channels could be setting you up.

Many people fail to realize that their information on sites like Twitter, Myspace, Facebook, Linkedin and other outlets that share information, could be visible to debt collectors – and they can “Google You” and find plenty of information. In fact, they may even find out your address, cell number or even how you enjoy your lifestyle if you’ve been bragging about it on your social profiles.

Unless you’ve set your accounts to private, Google may have cached snapshots of posts you’ve done which could include private information. I know just from looking at my Facebook profile that I have about 1300 friends, 95% of them I dont know, and their phone numbers and employment ARE listed. Luckily, I dont need that information so they’re safe, but imagine a sneaky debt collector who may set up a profile to discover who your friends, family and employer are.

If you run a business profile like me, it’s easy to add hundreds of friends without knowing who they are. This can also apply if a debt collector wants to get in your inner circle and see what you are up to. If you have social profiles and are behind on your bills or in financial trouble, you may want to be very careful of the information you supply.

Common FDCPA Violations, Debt Settlement & More

Common FDCPA Violations: It’s more common than you think. Or maybe you do know how common it is but violations by collection agencies against the FDCPA are an ever increasing problem for consumers. Not only are they the number one complaint with federal consumer protection agencies but they are hard to deal with — if you are on the receiving end. Read more…

Is it time to clean up your credit? It’s something you can do yourself and save a considerable amount of money over paying a law firm or credit repair company. Using the FCRA, FDCPA and other consumer protection laws, you can make great strides in improving your credit reports and removing erroneous or unverifiable information. With credit scores being the number one factor that potential lenders look at, a little clean up can go a long way.

Best debt strategies: Are you familiar with VOD and DN? You should be if you plan on dealing with serious debt issues. If you’ve got accounts in collections or charged off but you’ve decided the only way to repair your credit is to pay them, then VOD and DN are your top priorities. Validation of Debt is essential before paying any collection agency and Debt Negotiations is a method no one should skip on when it comes to paying old debts. Read more…

Credit articles galore! Have you got a problem with a collection agency, original creditor or credit bureau? Our credit library has an article for almost any situation when it comes to your credit and debts. From state collection laws to collection agency harassment tips to settling your debts the correct way, we’ve got it covered.

Latest Debt Collection News

Facing debt collectors? You have rights.

Debt collector’s scare tactics put it out of business

Debt collection agency’s licence revoked

Debt-management biz may be barred from Facebook etc.

Maryland makes it tougher for debt collectors to sue consumers

ACTION LINE: Know your rights when debt collectors call

Debt Collectors Using Your Kids & Other Financial Headlines

Federal Trade Commission (FTC) – Consumer Protection Press Releases

For Mortgage Servicers, a Terrible, Horrible, Very Bad Day

How Debt Collectors Try to Use Your Children To Collect

FTC Orders Refunds For Those Tricked into Prepaid Cards

Want Free Checking? Try a Smaller Bank

5 ways to rebuild credit after bankruptcy

Free legal forms, documents and videos from Law Info

Collection laws by state: Find out information about a collection agency in your state.