Posts Tagged ‘identity theft’

Deal of the day: 30 days free, Complete ID Theft Protection

November 4th, 2009

images77This months deal of the day is definitely going to Lifelock. The company is offering a 30 day free trial and 10% off if you decide to join.

Before you assume this is another useless service, let me tell you some of what you  get with Lifelock.

Here are just a few of the long list of benefits and services you get from a measly $10.00 per month. I don’t know about you but I pay that much for my Netflix membership. I think my credit and identity is equally important- lets say- if I am in denial and think its only worth a movie or two.

Lifelock is extensive in its coverage to say the least. If you are the least bit worried about identity theft, then this service is a must.  $10.00 a month is pretty much a no brainer- but in case you still aren’t sure then take advantage of their promotion right now for 30 days free.

Here’s part of what you get. Again, there is more and you can take a deeper look on their very well put together and educational website. We think this service is fantastic and no other company has matched all that it gives.

LifeLock Identity Alert™ - Advanced LifeLock Identity Alert™ system provides you broader identity coverage, greater control, and early notification of potential identity threats. We alert you by email, postal mail, and/or phone whenever we detect your personal information being used to apply for many forms of credit cards, wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans, and non-credit related payday loans. If the application is fraudulent, our remediation team will take action to help restore your good name.

eRecon™ – Using industry-leading technology our eRecon™ service scours thousands of known criminal websites for the illegal selling or trading of your personal information (including your Social Security number, credit card number, driver’s license and email address, if provided). When we find a piece of your identity on one of these black market sites, we alert you and help you take steps to resolve the problem.

TrueAddress™ – By submitting a change of address request, identity thieves can divert your mail to steal your personal and financial information. TrueAddress™ is designed to proactively detect any new address information in address databases nationwide. Once detected, we notify you and if the address change is, we work with you to help avoid further damage, and restore accurate address information.

WalletLock™ – A lost or stolen wallet can mean hours of contacting police, banks, and government agencies before an identity thief uses your information to their advantage. As a LifeLock member, if your wallet goes missing, just give us a call – anytime, anywhere – and a WalletLock™ specialist will help cancel and replace the lost contents of your wallet, including your credit/debit cards, driver’s license, social security card, insurance cards, checkbook – even travelers checks. (Pictures, cash, and other monies are excluded. Member is responsible for all applicable fees charged by document issuing companies to replace lost or stolen documents.)

We’ve tried some services like this before but they did not match up to Lifelock and all that their protection encompasses. How can you argue when it’s $10.00 a month and offers all this?

We get lots of emails about people who have been victims of identity theft and it is a nightmare that can last years. What we like about Lifelock is that its core is a PREVENTION service,which is what was missing from this type of service before. Most so called identity theft programs only helped you AFTER the theft occurred. This proactive mechanism definitely makes Lifelock stand out.

30 days FREE plus 10% off on a monthly and annual subscription! Use coupon code NOVEMBERCOUPON. Offer good through 11/30/09 only.

Related: Complete Identity Theft Resources and Education

Check your credit reports

November 20th, 2007

One of the biggest weapons against identity theft is your credit report contents. They (all three) can tell you in a second if things have gone awry with your credit by showing up to minute tansactions that you may not be aware of.

Consumers Across the Country Eligible for Free Annual Credit Reports
Starting September 1, consumers in 14 East Coast states join the rest of the country in qualifying for a free annual credit report from each of the three nationwide consumer reporting companies – Equifax, Experian, and TransUnion. The free reports were mandated by Congress in The Fair and Accurate Credit Transactions Act of 2003 (FACTA), which requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months. Consumers who want to access their credit report online can go to annualcreditreport.com.

“The right to receive a free credit report is an important new tool for consumers,” said Deborah Platt Majoras, Chairman of the Federal Trade Commission. “Not only does checking the credit report give consumers a valuable snapshot of their credit histories, it permits them to detect and correct errors, and spot and stop identity theft.”

Credit reports contain consumers’ identification and financial information, including payment history with different creditors, inquiries made by various financial institutions, and information on the public record, such as foreclosures or bankruptcies. Consumer reporting companies collect and sell this information to lenders and other businesses that have a permissible purpose to obtain it.

Access to the free credit reports was phased in across the country in four installments from west to east starting last December. September 1 marks the final phase of the roll-out. Consumers in Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, West Virginia, the District of Columbia, Puerto Rico, and all U.S. territories are now eligible to receive their reports.

Consumers who visit annualcreditreport.com to get their free report online should close their Internet browser after obtaining their report to be sure their transaction is secure and their personal information is not at risk. Consumers also may order their free annual credit report by calling toll-free, 1-877-322-8228, or by mailing a completed Annual Credit Report Request Form to:

Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

The form can be downloaded from annualcreditreport.com or from the FTC’s Web site. It also can be requested by calling the FTC’s Consumer Response Center at 1-877-FTC-HELP.

Consumers may choose to order free reports from all three nationwide consumer reporting companies at the same time, or stagger their requests over the course of the year. Consumers are eligible to order a free credit report any time – they are not required to submit their request within a certain period of time.

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