Whether you’re looking for credit counseling, debt settlements or do it yourself, we provide a service for all. The companies we partner with have been the same companies that we’ve used for almost ten years. they’re reliable and reputable and have the best fee structures for your budget.
Find debt management, debt settlements or discover the do it yourself methods for pennies a day!
(1) Personalized Debt Consolidation and Debt Management
When you’re faced with debt, it can be hard to see your way out and make sense of your options. CareOne providers offer a variety of debt relief solutions, all of which can help you become debt free.
-Stop Collection Calls.
-Get out of Debt – Quickly!
-Lower your monthly payments drastically!
-Start saving for the future now not 30 years from now!
-Rid yourself of the debt load.
-Save thousands of your dollars in interest!
-Reduce your payment by years!
-Avoid Bankruptcy!
-Save your credit rating!
CareOne services provide individualized financial counseling and education to help you conquer your debt.
-Helps you pay less
-Helps you pay off your debt faster
-Lets you make one simple payment per month
-Gives you money management advice for the future
-Helps you get the respect you deserve
-Who qualifies for debt consolidation?
You can save money and get out of debt faster if you meet these simple requirements:
-$2,500 or more in unsecured debt
-Two or more accounts
-A source of income
-The CareOne Service
-Providers that offer CareOne Credit Counseling services are committed to providing the highest level of credit counseling and debt management advice.
Learn More about CareOne or get started reducing your debt>
(2) Debt Negotiation and Settlement
Do you have some money set aside and are considering bankruptcy? Many people who have too much debt often take the bankruptcy route because they are unaware that they can negotiate settlements with their creditors for pennies on the dollar. If you are looking to DRASTICALLY reduce the amount that you owe, you may want to consider debt negotiations.
A professional debt negotiator or yourself (if you have the skill-set) can settle your debts for up to half! An example is a balance of 12,000.00 of unsecured debt (credit cards, line of credit, doctor bills). The negotiation process can whittle the debt down by $6,000.00 because the creditor realizes it’s either half or the debtor files bankruptcy and they collect ZERO. With unsecured debts, the creditor has little means because there is no collateral. There are two options for debt settlement and negotiations just as there are with credit report correction.
A.) Hire a professional debt negotiator to handle the entire process. He is paid a percentage to handle everything from beginning to end. This can be of great benefit for people who have no interest in being apart of the negotiations. A professional debt negotiator who has spent years in the industry will have many contacts and thus can often negotiate much better terms on your behalf. We recommend Hoffman Brinker & Roberts. The firm has been working in the debt settlement field for over 10 years and offers the most comprehensive support we have found. They are fair, trustworthy and most of all, accessible- which is very important.
Learn more about Hoffman Brinker & Roberts>
B.) Do it yourself. If you’re the type that likes to control the whole process then the do it yourself method may be right up your alley. With a debt settlement coach, you can do the work yourself saving hundreds or thousands of dollars (depending on amount of debt owed) and be in control of the entire process. Charles Phelan is a professional debt negotiation coach. His program offers total support all the way from beginning to end.
Learn More about Charles Phelan, professional debt negotiation coach>
C.) Bankruptcy Attorneys Nationwide. Simply enter your zip code and this service allows you to find an attorney near you that normally may charge a consultation fee, will give you a free no commitment consultation about your bankruptcy options.
