DIY Credit Repair

July 18th, 2009 by Credit Manager No comments »

Teach yourself how to;
-Repair your credit yourself legally & save A LOT of money!
-Settle your debts while protecting your credit reports
-Educate yourself about deep finance issues and missteps like VOD and restrictive endorsements.

Accuracy of Credit Report Information and Allowing Direct Disputes

July 15th, 2009 by Credit Manager No comments »

Basically what this change means is that even if you have ceased and desisted a collection agency, they must still answer your disputes and not claim that they cant because you have ceased them.

FICO 08 to help credit scoring accuracy

June 24th, 2009 by Credit Manager No comments »

Equifax is now the the second of the three major credit bureaus to begin using Fair Issac’s improved credit scoring module. Trans Union rolled out with it in January and there was some speculation that the credit bureaus may begin relying more on their own score formula, rather than FICO.

Today’s Financial Stories

May 30th, 2009 by Credit Manager No comments »

Today’s top financial articles to help you manage your credit and your life.

Avoid Debt Settlement Pitfalls

May 30th, 2009 by Credit Manager No comments »

Before you pay a dime, be sure to check out the Better Business Bureau (BBB) to see if the company has a good rating. Doing your homework will save you a lot of time and money.

Been sued by a collection agency? Fight it

May 15th, 2009 by Credit Manager No comments »

Collection agencies are getting desperate these days. With the economy on the edge and people struggling to pay their necessities, more and more collection agencies are filing lawsuits at record numbers. Because of this, they are assuming that filing them in bulk will bring in the revenue quicker.

Debt collections use Facebook as ploy

May 9th, 2009 by Credit Manager No comments »

Debt collectors are using cute chicks as bait on Facebook to track down and keep track of debtors. For some reason, someone at CBV collections decided to out the truth behind the online construct “Jenny Anderson,” that she was the tool of professional skiptracers, to all 658 of her “friends.” Reader Bryan, who happens to be a reporter, was one of them, and he took a snapshot and interviewed “Jenny” a bit.

When the creditor calls | Your rights

April 8th, 2009 by Credit Manager No comments »

As a debtor you do have rights. Creditors and collection companies are legally not allowed to contact you with reckless abandon. The Fair Debt Collection Practices Act was put in place to protect debtors from creditor harassment.

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