November 4th, 2009 by Credit Manager
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We’ve tried some services like this before but they did not match up to Lifelock and all that their protection encompasses. How can you argue when it’s 10.00 a month and offers all this? We get lots of emails about people who have been victims of identity theft and it is a nightmare that can last years. What we like about Lifelock is that its core is a PREVENTION service,which is what was missing from this type of service before. Most so called identity theft programs only helped you AFTER the theft occurred. This proactive mechanism definitely makes Lifelock stand out.
30 days FREE plus 10% off on a monthly and annual subscription.
November 2nd, 2009 by Credit Manager
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When dealing with a collection item you must always attempt to negotiate the rating before you pay a dime. Not doing so is a very bad financial move because chances are, you will get your way.
October 28th, 2009 by Credit Manager
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Did you know there are DIY debt settlement programs that will teach you what the experts know? You could save thousands by doing your own settlement offers with your creditors.
October 25th, 2009 by Credit Manager
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After a relative dies, the last thing grieving family members may expect are calls from debt collectors asking them to pay their loved one’s outstanding debts. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, a surviving relative usually has no legal obligation to pay the debts of a family member who has died. In fact, the rights of surviving relatives are covered by the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
October 22nd, 2009 by Credit Manager
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With the latest changes in credit card terms, millions of consumers are feeling the heat when it comes to their credit scores.
Because of the bank cutting credit card holders off, often without warning, the effect is falling onto their credit reports by lowering their credit scores.
October 15th, 2009 by Credit Manager
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Bottom line is that credit repair will always be a dirty word because there are hundreds of fly by night companies who claim to fix credit but in reality do nothing but steal your money. Buyer beware should hold firm no matter what the service.
October 14th, 2009 by Credit Manager
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Debtors Revolt started with one person telling Bank of America where to stick it for raising her interest rate for no good reason, and has now become viral with over 440,000 views.
Seems this just may be the new medium for debtors to take their strength back in numbers.
October 12th, 2009 by Credit Manager
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Now is a great time to get serious about getting out of debt, says Credit Expert, Kristi Feathers. “Creditors are willing to negotiate terms that prior to the recession would have been impossible. It’s a debtors market and a good idea to strategize a payoff plan with credit card debt and accounts in collections.”
