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	<title>Carreon and Associates Blog &#187; how to settle a debt with collection agencies</title>
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		<title>Will paying off a debt remove it from my credit reports</title>
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		<pubDate>Tue, 03 Nov 2009 00:57:04 +0000</pubDate>
		<dc:creator>Credit Manager</dc:creator>
				<category><![CDATA[Articles & Resources]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit repair help]]></category>
		<category><![CDATA[credit repair tips]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[dealing with bill collectors]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[debt settlement tips]]></category>
		<category><![CDATA[financial liability]]></category>
		<category><![CDATA[fix your credit]]></category>
		<category><![CDATA[how to settle a debt with collection agencies]]></category>
		<category><![CDATA[negotiations]]></category>
		<category><![CDATA[settle debt for credit rating]]></category>
		<category><![CDATA[third party]]></category>
		<category><![CDATA[validating a debt]]></category>
		<category><![CDATA[validation]]></category>

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		<description><![CDATA[When dealing with a collection item you must always attempt to negotiate the rating before you pay a dime. Not doing so is a very bad financial move because chances are, you will get your way.
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