POWERFUL CREDIT ACTS
-The Consumer Credit Protection Act of 1968
-Understanding your rights
-Using State or Federal plus links to law
-Other Resources
-Who to complain to for which credit issue?

Consumers have rights under many different categories but probably one of the most powerful rights you have is the Consumer Credit Protection Act. In your war on credit errors and debt dealings you have in your hands the most powerful laws! When used, you can remedy almost any credit and debt problem because these laws give you so many reasons to question the validity of a debt and more. Under these statutes, you can literally find mistakes in credit reporting or debt practices somewhere. With all the laws and the mini statutes entangled within, it makes it very difficult for creditors/collectors to be 100% accurate and fair.

Many consumers have errors and have no idea what rights they have to ensure that those errors are corrected. These laws do little good if you don't use them. If you have 1/2 hour a day then you have time to read in full these Acts and put them to good use. Once you do, you will start to see the many areas that are afforded to you to question your debts accuracy.  If all said and done, your debts are 100% accurate (rare) then you move on to negotiations to settle the debts in exchange for a better rating. Now doesn't that make sense more than "Amazing free credit repair secrets!" Don't fall for that and be scammed! Below are some of these wonderful laws written for you- the consumer. Below is all you need to question debts, repair your credit and become your own legal eagle.

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