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YOUR RIGHT TO VALIDATION OF DEBTS to collection agencies
Everything you need to know about VOD-Estoppel- Understand debt validation including rights under the FDCPA-and sample VOD letters

If you have been contacted by a debt collector then you should know that you have a right to dispute the validity of the debt. The burden of proof is on the debt collector not you. Before you even consider paying the debt, know that you have a right to request that the bill collector provide adequate proof of the (alleged) debt.

So many people will pay a collection account, risk renewing the statute of limitations only to find after it is too late that they had an absolute defense to the alleged debt. You'd be surprised how often a collection agency cannot validate a debt and therefore cannot legally enforce collections.

 

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