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YOUR RIGHT TO VALIDATION OF DEBTS to collection agencies
Everything you need to know about VOD-Estoppel- Understand debt validation including rights under the FDCPA-and sample VOD letters

If you have been contacted by a debt collector then you should know that you have a right to dispute the validity of the debt. The burden of proof is on the debt collector not you. Before you even consider paying the debt, know that you have a right to request that the bill collector provide adequate proof of the (alleged) debt.

So many people will pay a collection account, risk renewing the statute of limitations only to find after it is too late that they had an absolute defense to the alleged debt. You'd be surprised how often a collection agency cannot validate a debt and therefore cannot legally enforce collections.

Remainder of article and the validation of debt letters, ebook and tips are for Members Only. This article covers everything you need to know about validation of debts and how to handle collection accounts. Members have full access to certain articles.

Related to this page:

VOD Truth

Sample debt collection rebuttal letters including VOD and Estoppel

Settle old debts the right way

Credit repair by civil suit? You bet

Battle the debt collector & win

Small claims information for debtors

Attorney Generals by state

Medical Collections information

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