Medical
Information Bureau | MIB Records | Patient Privacy
Medical Information Bureau
(MIB) and Patient Privacy
Did you know that you may have a
medical information file? Did you also know that you
can order the file and see what is contained in it?
Below is the procedure to follow from the Medical
Information Bureau. MIB is committed to the philosophy
that every consumer should be entitled to know the contents
of his or her record maintained by MEDICAL INFORMATION
BUREAU, and to correct any inaccurate or incomplete
information in the record. This benefits both the consumer
and MIB by insuring that MIB record information is as
accurate as possible. There is a charge of $8.50 for
each request for a Record Search and Disclosure. This
charge only partially covers MIBs costs in providing
Record Search and Disclosure and correction services.
MIB will waive its charge for Record
Search and Disclosure if you received a written notification
of "adverse action" from an MIB member insurance
company. The notification must name MIB as an information
source, and the request for Record Search and Disclosure
must be made within 60 days of receipt of the notification
of adverse action. "Adverse action" generally
means that your application for life, health, disability,
and long term care insurance had been denied, or that
the premium had been increased as a result of the investigation
initiated by the insurance company because of the MIB
record. See Section
615 of the Federal Fair Credit Reporting Act for specific
details.
To qualify for the waiver of the
service charge, you will need to include a copy of the
letter of adverse action that you received from the
MIB member insurance company with your request for Record
Search and Disclosure. Your request must be received
within 60 days of the date of the adverse action letter.
Upon receipt of your (a) request for a Record Search
and Disclosure, and (b) proper identification, MIB will
initiate the disclosure process and provide you with:
-The nature and substance of information,
if any, that MIB may have in its files pertaining to
you;
-The name(s) of the MIB member companies, if any, that
reported information to MIB; and,
-The name(s) of the MIB member companies, if any, that
received a copy of your MIB record during the twelve
(12) month period preceding your request for disclosure.
To proceed, please complete, sign and
submit your "Request for Record Search and Disclosure"
form and the appropriate payment of $8.50* (U.S. Residents
only), payable by check, money order, or credit card. Disclosure
will be made within 30 days of receipt of a completed "Request
for Record Search and Disclosure" form at offices.
REQUEST FOR RECORD SEARCH & DISCLOSURE
OF MIB RECORD INFORMATION
FOR RESIDENTS OF THE UNITED STATES OF AMERICA
Get a copy of your MIB Record, if any,
by following the these steps:
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