Credit Repair Kit | Fix your credit yourself

Full Service Credit Repair > Self-Help Credit Repair Kit

Credit Repair Kit: Fix your credit yourself

Don't fall for cheesy offers or obvious scams! Real credit repair is using CRA verification, collection agency debt validation, restricted negotiations and other lawful tactics by using the FCRA and FDCPA to its fullest! It's a REAL and final solution to fixing your bad credit and saving money and time while doing it. Whether you are fighting collection agencies or credit bureaus we provide all the tools you need to cover both. Learn how to deal with collection agencies, credit bureaus and creditors.

This is an online membership of ebook, sample letters, articles, tools and tips. This is not Full Service Credit Repair.

Credit Repair Self Help eBook, Credit Repair Sample Letters, Credit Education, Tips, Discussion Forum & Credit Repair Tools -You CAN fix your own credit & save money! [We've developed a Member area to rebuild and fix your credit for less by letting you do it yourself. Using our education and experience you can save thousands and keep your credit reports private. Before you hand over your personal credit reports to a third party consider the alternative...]

A Complete Credit Repair Resource Center
If you are serious about fixing your credit then you owe it to yourself to use our Member tools. A real no nonsense tool to better your credit for less than $30.00 bucks! Remove negative inaccurate or obsolete credit once and for all by using legal effective methods! You've probably tried repairing your credit on your own with little to no results or maybe you've hired a credit repair company and found it to be too expensive or had poor results. If so, you'll greatly benefit from our self help Member area. Access to our "Members" area is so much more than just an ebook.

We provide all the tools you need to repair your credit including CRA and collection agency letters and you gain access to:

--You will also receive:

-Digital ebook to repair your credit, negotiate debts and cease collectors.

-Sample contents of the ebook:
· YOUR CREDIT REPORTS
· REQUESTING YOUR CREDIT REPORT
· READING YOUR CREDIT REPORT
· FURNISHERS OF INFORMATION
· TYPES OF NEGATIVE CREDIT
· STATUTE OF LIMITATIONS CREDIT
· CREDIT REPORT RIGHTS
· CREDIT REPAIR IS MISUNDERSTOOD
· CORRECTING YOUR CREDIT REPORT
· BANKRUPTCY
· TAX LIENS
· JUDGMENTS
· FELONIES
· REPOSSESSIONS
· FIGHTING INQUIRIES
· RE-INVESTIGATION OF DISPUTED ITEMS
· INSERTING STATEMENTS TO YOUR CREDIT REPORT
· KEEPING RECORDS OF YOUR WORK
· ADDING GOOD CREDIT TO YOUR CREDIT REPORT
· IDENTITY THEFT
· CREDIT SCORING
· DEALING WITH COLLECTION AGENCIES
· SUING A COLLECTION AGENCY
· UNDERSTANDING VOD- VALIDATION OF DEBT
· USING RESTRICTIVE ENDORSEMENTS
· DEALING WITH MEDICAL COLLECTIONS
· DEBT COLLECTION RIGHTS
· DEALING WITH THE ORIGINAL CREDITORS
· STATUTE OF LIMITATIONS DEBTS
· CHARGED OFF DEBTS AND THE IRS
· SAMPLE DEBT COLLECTION LETTERS
· STUDENT LOANS
· CHILD SUPPORT ISSUES
· FEDERAL AND STATE LAWS
· OPINIONS TO SUPPORT YOUR EFFORTS
· GETTING GOVERNMENT HELP
· FINDING A QUALIFIED ATTORNEY
· LEGAL DOCUMENTS AND FORMS
· CHEXSYSTEMS
· OPTING OUT OF TELEMARKETING

-44 sample letters to the credit bureaus and collection agencies (free)

-Credit Repair Letters you will have access to:

Collection Agency Letters
-Defense of expired debt to collection agency
-Settle collection debt with collection agency
-Collection agency warning of possible FDCPA violation
-Collection agency letter for medical debt using the HIPPA law
-Cease & desist letter to collection agency
-Cease & desist letter #2 to collection agency
-VOD: Validation of debt to collection agency
-VOD to collection agency- strong letter
-Expired Statute of Limitations defense (SOL)
-Estoppel letter to collection agency
-Admission by Silence- validation of debt to collection agency
-Offer to settle debt as PIF with collector/creditor
-Debt settlement offer to collection agency or original creditor
-Offer to settle debt to improve credit rating
-Offer in compromise (OIC)
-Unilateral Release for settling debts to collection agency

Credit Bureau Letters
-To credit bureaus regarding inaccurate credit rating
-Opt out letter to all three credit bureaus (external link)
-Request for investigation to the credit bureau
-Dispute bankruptcy listing with credit bureau
-Request to merge spouse's credit history
-Request to correct credit report after bankruptcy
-Request for free credit report based on credit denial
-To credit bureau to remove inquiries especially collection agency
-Identity Theft Notification to credit bureau
-Credit bureau (CRA) for disputed item(s)
-Demand letter to credit bureau for investigation results
-More aggressive letter to (CRA) for disputed item(s)
-Reply to a CRA accusing you of credit repair
-To credit bureau intent to file suit

Judgment Related Letters
-Offer to settle judgment with creditor in exchange for dismissal
-Send to court to set aside judgment after settlement
-Judgment proof letter to OC or CA

Original Creditor Letters
-Letter advising creditor/collector of bankruptcy filing
-Reaffirmation agreement to creditor after BK
-To original creditor to pull back debt from collection agency
-Request to creditor to insert positive information into your credit report
-Debt reaffirmation letter to creditor after bankruptcy
-To creditor that you have filed bankruptcy
-To creditor to remove inquiry
-Goodwill letter to original creditor

Misc. letters
-Correspondence log for record keeping
-External budget worksheet- complimentary link
-Chexsystems letters to dispute and request file

Articles about Validation of Debt, Estoppel, FACT Act and more!

Access to our Q and A with invaluable credit repair tips

Credit repair matrix to guide you in your disputes to CRA

Six easy steps to better credit laid out for you step-by-step

Credit glossary of terms to understand credit language

Complete credit repair process including your rights under the FCRA

Using VODCRA (VOD and CRA method) to remove unverifiable items

Using the FDCPA to fight collection agencies

A Legal Resource Center with State and Federal tools at your fingertips!

Debt elimination PDF book for financial freedom (Free- New!)

Tips like re-scoring your credit & debt discharge through FDCPA

Access to the Members only discussion board to share ideas (New!)

How to sue a collection agency step by step

Judgment FAQ

Lifetime free updates. Everytime we improve the service you get it free!

No shipping or handling -instant access!

All of this only $49.95 one time- not annually or monthly!

See terms of service before you buy

Many consumers believe credit repair to be easy, consisting only of mailing disputes or bombarding the credit bureaus with useless letters. Not true. There is a method to successful credit repair which includes disputing, validating, using Estoppel and negotiating. Our self help ebook and credit repair tools will help you to understand the methods that work and get you on the road to better credit. Why spend thousands to pay a credit repair firm if you can do the job yourself.

We won't tell you what others in the industry tell you- that credit repair is best left to the experts. We feel you should take control of your credit yourself. Why place your confidential credit history in the hands of others? The best person for the job is you because you have your best interest in mind. If you have previously found credit repair to be intimidating or confusing, this guide and member tools will simplify it for you. You have nothing to lose but your bad credit. For a one time fee of $49.95 you'll have a lifetime Membership including any free updates! Consider it your own personal credit repair area- one that you visit often and use to aid in your repair.

-Don't like writing letters? We provide many styles for you to simply cut and paste your own information. These include cease and desist, estoppel and validation of debt. See more>

-Don't know how to contact the bureaus at addresses that get results? We provide all the alternate addresses to bypass negative replies.

-Don't understand VOD or Estoppel? We'll show you. Every topic for credit repair and debt negotiations is covered in your member area. Plus Estoppel letter for unsuccessful VOD requests.

-Stuck in your credit repair process? The Member tools make it easy to begin and follow through.

-Not sure what rights you have dealing with third party debt collectors? Learn VOD, ceasing and Estoppel techniques to get results.

This is a digital product. Your paid Membership gives you all the tools you need to repair your credit. You'll find the credit repair ebook, sample letters, quick repair tips, using the FDCPA, judgment FAQ, a list of non-chexsystems banks, the valuable credit repair matrix, glossary of terms to know, Ask the Expert Q & A, understanding the FDCPA, credit bureau addresses, phone numbers and fax lines ,free legal documents plus a list of creditors and which bureau they report to, a free debt elimination ebook and a legal resource center to research state or federal statutes and Codes! Find that somewhere else for less than $30.00 and with quality! Our Member area is updated frequently with new tips and ideas to help you quickly.

Notice: your credit card will show a purchase from CLICKBANK/KEYNETICS. Since you are viewing a download there is no refund unless you have a valid refund reason. Those who purchase the Membership just to download the item free are not going to be honored. We honor legitimate disputes only. Once you complete the clickbank safe shopper screen, you will be taken to a private member's only download area & given a username & password. You'll have instant access.

Members log in or Use this form to send a request for a lost username or password.

["I don’t recommend many Ebooks, but this is one I recommend you get if you have credit problems and/or problems with collection agencies. This book provides many secrets that will help you to understand how to improve your credit rating and stop harassment from collection agencies. It also provides excellent advice on debt negotiation. Don’t negotiate with a collection company until you have read this book."- D.J. Williams, author of "The Secrets to Good Credit and Debt Reduction."]

[" This is the best kept secret on the Internet- I can't believe how much you get for only $49.95 one time! Other sites can't compare to the quality Carreon & Associates provides! With so much trash on the web, especially those phony offers of a "new credit file"- it's refreshing to find sound advice." S. Fernandez, Attorney at Law.]

[" I am glad I joined this site. It is more than worth the small price I paid to learn my rights as a consumer." R.D. ]

[" I cannot believe the value of the Member area for a one time small fee! I am thrilled beyond words- thank you CarreonandAssociates!." D.L. ]

See more testimonials.

LEGAL STUFF

This is a digital product for download. No shipping or handling applies. Instant Access* Available formats: Zip, MS Word and PDF

Legal notice: This guide is not intended to offer legal advice. The tactics and tips in this guide are legal methods to better your credit rating by removing inaccurate and outdated items, validating debts with collection agencies and understanding how the credit system works. The Membership is mainly for access to the book, sample letters and credit repair tips. All other free bonus items can be altered, removed or improved at any time.

Available in U.S and Canada

OUR REPUTATION
We have a complete & clear record with the BBB. You can search their website (www.bbb.org) under "check out a company" and type in our name. The BBB's record of us is as follows: Bureau ID: 13128510- "Our complaint history for this company shows that this business has a clear record. To date, no customer complaints have come to our attention. A Better Business Bureau report is based on our file information and experience with an individual company over the past three years.

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