Sample credit repair and debt collection letters for consumers

FREE SAMPLE CREDIT REPAIR LETTERS

Credit Bureau and Collection Agency Letters
Real letters for real consumers, not like some fluff you may see on websites that are paid by the credit industry. Credit Experts versed in collection agency and credit bureau practices produced these letters and they are powerful! Over forty letters for credit repair and debt collection issues.

It's tough coming up with letters to credit bureaus, collectors or creditors, especially if you are dealing with such sensitive subjects as debt validation, settlements, inaccurate credit rating requests, medical debts, excessive inquiry requests, estoppel and restrictive endorsements. How to write an offer in compromise, send a cease and desist, write an estoppel or using your right to validate a debt can all seem too complex. We've taken the work out of it by providing you with samples of how to deal with these credit entities.

Below you will find letters for dealing with just about any credit situation. These sample letters are free when you purchase the Credit Repair & Debt Negotiations package. You may also purchase just the credit and collection letters

The epackage gives you all the tools you need to repair/rebuild your credit and deal with collectors and credit bureaus. Why pay a credit repair agency to write letters and repair your credit when you can do it for less? The credit repair ebook, sample letters and bonus items can be viewed instantly online and best of all- no shipping fees. Instant gratification! Take a look at all the benefits you receive for a one time small fee!

What you get
For a one time fee of 49.95 you'll have lifetime access to all of our material. You NEVER pay again but you'll enjoy all the benefits of the Credit and Collection epackage for a lifetime. Ebooks, sample letters, discussion forum, Knowledge base, legal resource center, articles, tips, Ask the Expert and more all for a one time fee!

No shipping, no set up fees, no reoccurring fees- nothing but a one time fee to learn all you can about credit and collection problems from the experts.

Letters you will have access to

Want just the credit and collection letters?

Collection Agency Letters
-Defense of expired debt to collection agency
-Settle collection debt with collection agency
-Collection agency warning of possible FDCPA violation
-Collection agency letter for medical debt using the HIPPA law
-Cease & desist letter to collection agency
-Cease & desist letter #2 to collection agency
-VOD: Validation of debt to collection agency
-VOD to collection agency- strong letter
-Expired Statute of Limitations defense (SOL)
-Estoppel letter to collection agency
-Admission by Silence- validation of debt to collection agency
-Offer to settle debt as PIF with collector/creditor
-Debt settlement offer to collection agency or original creditor
-Offer to settle debt to improve credit rating
-Offer in compromise (OIC)
-Unilateral Release for settling debts to collection agency

Credit Bureau Letters
-To credit bureaus regarding inaccurate credit rating
-Opt out letter to all three credit bureaus (external link)
-Request for investigation to the credit bureau
-Dispute bankruptcy listing with credit bureau
-Request to merge spouse's credit history
-Request to correct credit report after bankruptcy
-Request for free credit report based on credit denial
-To credit bureau to remove inquiries especially collection agency
-Identity Theft Notification to credit bureau
-Credit bureau (CRA) for disputed item(s)
-Demand letter to credit bureau for investigation results
-More aggressive letter to (CRA) for disputed item(s)
-Reply to a CRA accusing you of credit repair
-To credit bureau intent to file suit

Judgment Related Letters
-Offer to settle judgment with creditor in exchange for dismissal
-Send to court to set aside judgment after settlement
-Judgment proof letter to OC or CA

Original Creditor Letters
-Letter advising creditor/collector of bankruptcy filing
-Reaffirmation agreement to creditor after BK
-To original creditor to pull back debt from collection agency
-Request to creditor to insert positive information into your credit report
-Debt reaffirmation letter to creditor after bankruptcy
-To creditor that you have filed bankruptcy
-To creditor to remove inquiry
-Goodwill letter to original creditor

Misc. Letters
-Correspondence log for record keeping
-External budget worksheet- complimentary link
-Chexsystems letters to dispute and request file

Why you need this DIY program

Your one time fee of $49.95 gives you all the tools anyone seeking credit strategies could need for both debt collection issues and credit report and bureau issues.

A full DIY Members only website that focuses on nothing but credit repair, debt collections and powerful tips to help you help yourself. With the economy at a stand still and people watching every dollar, we know you won't find a better DIY deal anywhere. We've been offering exceptional credit education since 1995.

When you order you will receive over forty (40) bonus sample letters along with the credit education material. That works out to less than a dollar per letter and everything else free for a lifetime!

That's free updates, free product enhancements, Free Ask the Expert, and nothing more to buy ever!

That means everytime we improve the product or add more, you always get it free! Don't wait though because we will be restructuring our offer in the next 60 days which will include a small price increase. You will have instant access.

[ What others are saying about our member tools and sample letters ]

"I love this site! I have removed 11 negative items from two of my credit reports and am now working on the 3rd. Just a year ago I couldn't even get a secured card- now, I have 2 credit cards with 7.9 APR! Thanks for everything!" Shawna via email.

"Using your sample letters I rid myself of a collection agency requesting that I pay a $6300.00 debt from five years ago. First I ceased them, then I VOD'd them and finally an Estoppel. It worked great!! Thank you all!" Brian via email.

See More Testimonials

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FREE Credit Scoring Bonus!
When you purchase the letters package we'll also give you, free of charge, the guide to improving your credit score, written by credit repair attorneys. This PDF guide along with the letter package will be delivered to your email for immediate download to your computer.

DELIVERY
After purchase
Once you order the sample credit and collection letters above, we will email them to you in Adobe PDF format to your listed email address within 24 hours (usually, right away). You can then save them to your hard drive and print or view again and again. Anyone can view either type with the free Adobe viewer and free MS Word viewer.

You'll get over 40 credit and collection letters to use as you please in both Word and PDF plus the free guide to credit scoring written by credit repair attorneys, all for only 17.95 or free using TrialPay!

You wont find a better deal for quality material!

Just think, by using TrialPay to buy something you already need, all of our products will be given to you completely free of charge, no strings attached!

You can also purchase the sample letters using Google checkout.

Do it yourself credit repair and debt collector strategies
Simply the best self help kit around! Sample letters, discussion forum, knowledgebase with credit and collection FAQ's, bonus credit ebooks, Ask the Expert, articles, legal research and more! That's lifetime access to all the tools you'll ever need to work on your credit for a one time fee! So if you're dealing with credit bureau issues, bill collector harassment, or stubborn creditor negotiations, then this self help service is for you! Learn More>