DEALING WITH DEBT COLLECTIONS: PROBLEMS AND TIPS
If your experience with a debt collector has been a positive one, good for you-- you are one of the lucky ones. For the majority, their experiences have led them here seeking hope and a way out of the harassment. Yes, if you owe a debt, they have the right to collect that debt but at what cost? Many consumers' have suffered health and emotional problems after dealing with the likes of some debt collectors who find pure pleasure in the chase of collecting a debt.

"I cannot believe the amount of information I received for a one time fee. I was searching all over the Internet and thank goodness I found you before I paid anyone else! I am so glad I found your site and you are angels to offer all that you do. Thanks again and again!" Debbie R.

It never occurred to me until I read your articles that you could sue the collection agency and/or attorney for FDCPA violations. The small investment of $49.95 was the best deal I've encountered in my life. Not only have I erased almost $50,000.00 in credit card debt, I made money to boot. The only thing stopping anyone from repairing their own credit by civil suit is fear of the unknown." Mark via email.

"I don't ever want to lose this website. It is the most wonderful, helpful site for us debtors. Thank you so much. I must say your site is the GREATEST, DON'T EVER GO AWAY. You have helped so many people by informing us as to how to defend ourselves. A lot of the information you give, I never knew. I have had to use it to help myself and my niece. We had to go to court and won thanks to your website. Tell Kristi and her staff to keep it up, there are more people out there that don't know." Caroline H.

"I can testify how well settling your own debts are. By far the most effective and in expensive way to handle your own debts. I have been working with these same debt settlement methods for almost four years, I was "drowning in debt" after suffering with, and ultimately losing my wife to a terminal illness. The 3 1/2 year medical costs, treatments, and final bills were enormous. However not wanting to file bankruptcy, I was able to negotiate virtually every debt and am now seeing the end results: Complete and final end of indebtedness with a CLEAR conscience!! I can never thank Carreon and Associates enough for all of the assistance you have provided to me. Your advice and encouragement assisted me beyond measurement!! Thank you ever so much, and GOD Bless You All." Dusty P.

" Thank you! Your site has proved most helpful over the past few years - I don't know what I would have done without the knowledge I've gained from you." Susan M. via email.

"I am not done, but just wanted to let yall know of success I have had with this ebook. I have gotten rid of over $5000.00 in debt and have raised my credit score by 120+ points. This is definitely the best $50 I have ever spent!!!" Cory via Member forum.

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Statute of Limitations
You should always check the SOL on any old or charged off debt before paying it.

Collection and UCC codes/laws
UCC and collection laws can assist you in finding out if your state accepts negotiable instruments and what rules apply to collection agencies and their state.

Debt settlement coaching
Absolutely the best debt settlement coaching videos around! Hoffman, Brinker can teach you how to settle your debts, perhaps reduce the payoff by 60% and learn everything a professional negotiator knows by watching his engaging educational videos on debt settlement tips and tactics.

Get immediate help for debt settlements and consolidation
Credit cards and other unsecured loans can be put into a debt reduction plan. See how much you can save!