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Bad Checks: Is it Criminal, Civil or Both?

If you've ever passed a bad check you may not have realized that it is more than a civil issue. Depending on the circumstances and state, a bad check can be prosecuted in a criminal manner. A state prosecutor may even go after you for the bad check. In many circumstances, a person who was on the receiving end of a bad check can sue you under both civil and criminal laws. The debt can only be collected once but by suing you under both it increases the check holder's odds of recovery. Whether the check holder goes after you civily or criminaly is based on the circumstances and his desire, but ultimately they usually just want to be paid unless there was obvious fraud involved.

Here's a link to the bad check laws for both civil and criminal.

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