How
debt collectors and creditors find you and avoiding it
Quite
possibly you owe a debt, yep, youre a debtor and youre
being hounded nonstop. Just because you owe money doesn't mean you
have to sacrifice your sanity or privacy.
There are ways to protect your
privacy if trying to work with the creditor has gotten you no
where. I am going to tell you what they do, how they operate and
how to protect yourself. I for one, am not from the school
of thugs where debtor prison still wins.
If
you owe a valid debt you should pay it, but for millions
of American's they find the debt
collection process a total nightmare. No one cares if you are
out of work, overburdened with debt, or are disabled. They just
want the money and sometimes at your mental and physical well-being.
Creditors
don't usually track debtors down. Their in-house collection procedures
go about as far as a few series of letters and phone calls followed
up by a few threats to turn the account over to a collection agency.
But
what do you do if a collector is calling you at work, sending you
mail, calling your neighbors and generally making your life hell?
You hide! I know, sounds like I am advocating not paying your debts.
Quite The opposite. I've already mentioned that you should pay your
debts if you owe them, but if you are unable and can't take the
prying anymore, there is hope. You can fight a debt collector
with a few tools...
The remainder of this article plus
many more credit repair and debt collection defense articles along with the
credit repair debt collection success strategies ebook, sample letters (over
40!) are for Members only but it's only a one time fee of $39.95 to gain access
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believe the amount of information I received for a one time fee. I was searching
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I am so glad I found your site and you are angels to offer all that you do.
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It never occurred
to me until I read your articles that you could sue the collection agency and/or
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card debt, I made money to boot. The only thing stopping anyone from repairing
their own credit by civil suit is fear of the unknown." Mark via email.
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ever want to lose this website. It is the most wonderful, helpful site for us
debtors. Thank you so much. I must say your site is the GREATEST, DON'T EVER
GO AWAY. You have helped so many people by informing us as to how to defend
ourselves. A lot of the information you give, I never knew. I have had to use
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"I can testify
how well settling your own debts are. By far the most effective and in expensive
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Thank you ever so much, and GOD Bless You All." Dusty P.
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you! Your site has proved most helpful over the past few years - I don't know
what I would have done without the knowledge I've gained from you." Susan
M. via email.
"I am not
done, but just wanted to let yall know of success I have had with this ebook.
I have gotten rid of over $5000.00 in debt and have raised my credit score by
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via Member forum.
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