CarreonandAssociates.com: DIY Credit Repair & Education

It's not you, It's them. The credit industry and corporate greed have created a fractured picture of your credit history. Protect your rights and fight back against abusive bill collectors, stubborn credit bureaus and your right to a better credit report.

Puzzle Piece for taking the guesswork out of credit repair

Everything you need in one location: Find credit repair articles & financial services

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DIY Credit Repair - Fix Your Credit For less DIY Debt Settlement Custom Coaching
Other Credit Products

DIY Credit Repair E-KitThe legal way to repair your credit for less.
We're all trying to save money and there's no exception when it comes to credit repair. If your bad credit history is holding you back then maybe our DIY credit repair e-kit is perfect for you.

We think it's the best DIY bargain around because it's so much more than an ebook or a few letters. Take a look at what we offer for a one time fee. Access is lifetime too!

DIY debt settlement coachingOne of the best DIY debt settlement & negotiation coaches in the industry can teach you what he knows and has taught for over 20 years.

Charles Phelan is a nationwide debt settlement coach and offers a custom coaching program to show you how to save thousands when settling your debts with collectors and creditors. Learn more

Credit Cards
Credit Reports
Credit Repair Companies
Debt Counseling
Credit Counseling

Debt Negotiations
Tax Settlements
Bankruptcy Attorneys
Credit Repair Letters

About this program: Our DIY credit repair e-kit offers over 40 sample letters for the creditors, credit bureaus and collection agencies, our "Credit and Collection Success Strategies" ebook which covers deep credit problems like validation of debt, 623 credit repair, statute of limitations defense, ask the expert & more. A member's only area with articles and legal tools to help you understand and research credit issues & fix your credit for less.
About this program: Debt settlement coaching offers you all the tools you need to be your own debt settlement expert which could save you thousands in settlement fees and debt reduction. Save up to 60% on your total debt. This service is available for business and consumer debt as well as taxes. You'll be guided by one of the best debt settlement coaches in the industry to settle your debts for less!
Besides credit repair and debt settlement, we've got products & information for credit cards, credit reports, bankruptcy attorneys & tax settlement companies.

DIY Credit Repair: How to Fix & Improve Your Credit for Less!

Everything you need to be your own credit repair expert!

Credit repair isn't just about your credit reports. It's about all the things that affect your credit reports, and that includes dealing with bill collectors, judgments, liens and original creditors.

Our DIY credit repair covers credit problems from the credit bureaus all the way down to the collection agencies -- and the people reporting information about you. We offer expert credit score tips, credit repair education and legal ways to fix your credit.

Credit (Repair) Education + Your Rights = Better Managed Credit Reports & A Better Credit Score!

Scales of Justice Credit bureaus and collection agencies are FOR PROFIT companies reporting information on you. Studies show that 79% of credit reports contain errors. Whether you have minor or major credit report errors, an annual review should be on your list of things to do immediately -- especially before applying for credit. You have no reason to fear credit bureaus, they are not government run, despite rumors.

If you're dealing with nasty issues on your credit reports like collection accounts, charge offs, tax liens, lates, and judgments, you may think there is nothing you can do. The law makes it your absolute right to fix your credit issues that are inaccurate, obsolete or unverifiable using the FDCPA, FCRA and FCBA (credit laws). People confuse REAL credit repair with quick fixes and scams, and that simply isn't how its done. Real credit repair is very legal and can be powerful, if done right. Fixing your credit the right way is a combination of credit laws, education and follow through. If 7 out of 10 credit reports contain errors, chances are, so could yours.

You can be your own BEST credit expert!

Credit repair ekitDIY debt & credit repair doesn't have to cost a fortune or be such a complicated process. What it does take though, is education. Knowledge is the absolute key to your credit repair success. Whether you are dealing with a nasty collection issue or a stubborn credit bureau, there are methods - completely legal ones, that can help you.

If you have credit or collection issues and have yet to find a resource that says what it does and does what it says, then consider us. Our credit restoration education isn't rocket science but its truthful and worthwhile! We've basically taken the time to research & compile all that's needed and placed it in one central location to help you save time & money. We've been offering DIY credit repair since 1995!

- Top Read Credit Repair Articles -
Free Credit Repair Tips - How To Deal With Collection Agencies - What is Credit Repair? - How Long Does Bad Credit Last - FCRA Tips - Suing the Credit Bureaus - Top Credit Repair Methods - Student Loan Credit Issues - Tax Liens - Car Repossession - Judgments - FDCPA Help - Statute of Limitations for debts - Credit cards & bad credit - How to fix your credit - What can a credit repair service do for you? - How & When To File Bankruptcy - See All Credit & Collection Articles

Come back often! In addition to all of the articles in our credit repair library, our blog offers additional resources to help you. From the latest FTC actions to the changing credit industry, our blog is worth following to keep you in the credit repair loop. We discuss the latest goings on in bankruptcy, credit repair and debt settlement issues.

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About us | Contact us | Privacy | Sitemap |Please read your rights as a consumer | visit FTC.GOV for free consumer resources | Terms/Disclaimer | BBB | Members Log In - Copyright Carreon & Associates 1995-2012©. *Nothing on this site constitutes legal advice. We are not a law firm. We do not repair your credit for you. This is a self help educational program only. By visiting this website, you agree to our terms.
DIY Credit Repair - Credit Reports - Debt Settlements - Consumer Credit Education Since 1995